Terms & Conditions (Terms of Use)

Last updated: 23 January 2026

These Terms & Conditions (“Terms”) govern your access to and use of ValueMyBusiness (the “Website”, “Tool”, “Service”, “we”, “us”, or “our”). By accessing or using the Website, you agree to be bound by these Terms.

If you do not agree with these Terms, you must not use the Website.

1) Who We Are

The Website is operated by the owner of ValueMyBusiness (“Operator”).

Contact email: support@valuemybusiness.app

Country of operation: United Kingdom

2) Eligibility

You confirm that:

• you are at least 18 years old (or the age of legal majority in your country), and
• you have the legal capacity to enter into these Terms.

If you are using the Website on behalf of a business or other entity, you confirm you have authority to bind that entity to these Terms.

3) Purpose of the Website (Important)

ValueMyBusiness provides informational tools and content only, including estimated business valuation outputs.

The Website is designed to provide general context and high-level estimation based on user-entered information and assumptions.

4) No Professional Advice

The Website does not provide and should not be treated as providing:

• financial advice
• investment advice
• tax advice
• accounting advice
• legal advice
• regulatory advice
• corporate finance advice
• M&A advice
• fundraising advice
• financial promotions or marketing approval

You must obtain independent advice from qualified professionals before making decisions based on any outputs from the Website.

5) Estimates Only / No Reliance

All figures, valuation ranges, outputs, tables, results, and content shown on the Website are:

• estimates only
• based on assumptions
• based on unverified inputs
• generated without full knowledge of your business, market, legal structure, contracts, risks, or industry specifics

Accordingly, outputs:

• may be incomplete, inaccurate, out of date, or inappropriate for your situation
• must not be relied upon as definitive, accurate, or suitable for decision-making

You agree not to rely on the Website for any of the following (including but not limited to):

• financial promotions or marketing materials
• fundraising, investment pitches, or investor communications
• M&A processes, negotiations, term sheets, or due diligence
• shareholder disputes or litigation
• tax filings or statutory reporting
• regulatory submissions
• credit applications or lending decisions
• valuation opinions, fairness opinions, or solvency opinions

6) User Inputs & Your Responsibility

You are solely responsible for:

• the information you enter into the Website,
• ensuring it is accurate, complete, and lawful to use, and
• checking any outputs before using them for any purpose.

You understand that:

• small changes in assumptions or inputs can cause large changes in valuation outputs
• valuation modelling is inherently uncertain and depends heavily on judgement and context

7) Intended Use / Prohibited Use

You agree to use the Website only for lawful purposes.

You must not:

• misuse the Website in a way that could damage, disable, overburden, or impair it
• attempt to gain unauthorised access to any part of the Website, servers, systems, or networks
• introduce malware, viruses, or harmful code
• interfere with the Website’s normal operation (including scraping at scale, automated attacks, or abuse)
• use the outputs of the Website to mislead others

We may restrict, suspend, or terminate access to the Website at any time if we reasonably believe there has been misuse or breach of these Terms.

8) Availability & Changes to the Website

We aim to keep the Website available, but we do not guarantee that it will be:

• uninterrupted
• secure
• error-free
• available in all countries
• compatible with all devices/browsers

We may update, change, suspend, remove, or discontinue any part of the Website at any time without notice.

9) Contributions (Buy Me a Coffee)

9.1 Contributions Are Entirely Voluntary

We may offer the option to make a money contribution described as a contribution to support the ongoing running, maintenance, and development of the Website.

Contributions are:

• voluntary
• made at your discretion
• not required to access the Website unless explicitly stated

9.2 No Purchase of Professional Services

A contribution does not create a client relationship and does not mean we are providing professional services to you.

For the avoidance of doubt, contributions do not entitle you to:

• tailored advice
• consultancy services
• audited/verified outputs
• valuation reports suitable for reliance
• support response time guarantees

9.3 Buy Me a Coffee as Payment Processor

Payments may be processed by Buy Me a Coffee (a third-party provider). When making a contribution, you may also be subject to Buy Me a Coffee’s terms and policies.

We do not control Buy Me a Coffee and are not responsible for:

• Buy Me a Coffee outages, errors, account limits, reversals, holds, or processing delays
• Buy Me a Coffee’s fees or exchange rates
• Buy Me a Coffee account disputes or chargeback processes

9.4 Refunds

To the maximum extent permitted by law:

Contributions are non-refundable.

However, we may choose (at our sole discretion) to provide a refund in exceptional circumstances, including genuine duplicate payments or clear processing errors.

9.5 Taxes

You are responsible for any taxes, duties, or charges that may apply to your contribution, based on your country and circumstances.

10) Intellectual Property

We own (or license) all rights in the Website and its content, including:

• the design, layout, and branding
• text, graphics, and logos
• calculators and tools
• underlying code and models (including how results are produced)

You may use the Website for your internal personal or business purposes, but you may not:

• copy, reproduce, sell, distribute, or commercialise the Website or its content without permission
• present Website content as your own
• create derivative products based on the Website for commercial use

11) Feedback and Submissions

If you submit feedback, suggestions, messages, or other content to us (“Feedback”), you agree that:

• we may use it to improve the Website
• we are not obligated to keep it confidential
• you will not claim ownership or compensation for our use of it

12) Privacy & Cookies

Your use of the Website is also subject to our:

• Privacy Policy
• Cookies Policy

Where these Terms conflict with the Privacy Policy or Cookies Policy, the Privacy Policy or Cookies Policy will apply in relation to personal data matters.

13) Third-Party Links and Services

The Website may include links to third-party websites, tools, or services.

We do not control and are not responsible for third-party content, availability, or practices. Your use of third-party services is at your own risk.

14) Disclaimers (Maximum Extent Permitted)

To the maximum extent permitted by law, the Website is provided on an “as is” and “as available” basis.

We disclaim all representations, warranties, and guarantees, whether express or implied, including (without limitation):

• accuracy
• completeness
• reliability
• suitability for a particular purpose
• non-infringement
• availability
• fitness, performance, and results

15) Limitation of Liability

To the maximum extent permitted by law, we will not be liable for any loss or damage arising out of or relating to:

• your use of (or inability to use) the Website
• reliance on any outputs or information provided
• any errors, omissions, assumptions, or calculations
• loss of profits, revenue, contracts, business opportunity, goodwill, or reputation
• indirect, incidental, special, or consequential losses
• any third-party actions, outages, or failures (including Buy Me a Coffee)

Where liability cannot be excluded by law, our liability will be limited to the minimum amount permitted by law.

If you made a contribution, and liability cannot be excluded, our total liability will not exceed the total amount you contributed in the 3 months before the event giving rise to the claim.

16) Indemnity

You agree to indemnify and hold harmless the Operator from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to:

• your use of the Website
• your breach of these Terms
• your misuse of Website outputs
• your violation of any law or third-party rights

17) Governing Law & Jurisdiction

These Terms are governed by the laws of England and Wales, without regard to conflict of laws rules.

You agree that the courts of England and Wales will have exclusive jurisdiction over any dispute arising out of or related to these Terms or the Website, unless mandatory consumer laws in your country require otherwise.

18) International Use

The Website may be accessed globally. You are responsible for complying with local laws and regulations that apply to you in your location.

We make no representation that the Website is appropriate or available for use in every country.

19) Termination

We may suspend or terminate your access to the Website at any time, without notice, if:

• you breach these Terms, or
• we reasonably believe your use may cause harm to the Website, other users, or us.

Sections that should survive termination will survive, including: disclaimers, limitation of liability, indemnity, and governing law.

20) Changes to These Terms

We may update these Terms at any time. The “Last updated” date at the top will reflect the latest version.

By continuing to use the Website after changes are posted, you agree to the updated Terms.

21) Contact

If you have questions about these Terms, contact us at:

Email: support@valuemybusiness.app